I watch Jim Cramer whenever I can and I listen to him.  I do not buy stocks based on his recommendations BUT I listen to his advice.  I am a teacher, like him.  He tells us to get kids interested in stocks at an early age.  And the way to do it is by asking them what products they know and like.  Well,  after a sloppy explanation of what a stock is, and even I cannot wrap my head around what a stock actually is, I asked my grandson if he would be interested in the Walt Disney Company.  He said he did not like Frozen, so he would pass on that hypothetical stock.  But then he said he would like Netflix.  Now why didn’t I ask him 2 years ago, when Netflix was still affordable?  Then he thought:  What about a company that makes…you guessed it:  CHOCOLATE?